9 Ways to Get Free Tummy Tuck


Getting a tummy tuck, a popular cosmetic surgery procedure for flat and toned abdomen? However, the cost associated with such a surgery can be a substantial burden for many individuals. But what if there is a way to get free tummy tuck?

Sounds too good to be true, right? Well, it may not be as far-fetched as it sounds.

In recent years, an increasing number of people have been able to undergo a free tummy tuck through various means. From charitable organizations offering pro bono surgeries to world-renowned plastic surgeons looking for exceptional cases to showcase their skills, there are opportunities for individuals to avail of this life-changing procedure without the hefty price tag.

Here in this post, we will explore some of these options that may help you to get a tummy tuck for free. While it may require some effort, research, and patience, the possibility of achieving your dream body without breaking the bank is within reach.

So, let’s get started…

What is Tummy Tuck?

A tummy tuck, medically known as abdominoplasty, is a popular cosmetic surgical procedure that helps to improve the appearance of the abdomen. During this procedure, excess skin and fat are removed from the abdomen, and in most cases, weakened or separated muscles are restored, creating a smoother and firmer abdominal profile.

According to the American Society of Plastic Surgeons, there were about 130,000 tummy tucks performed in the U.S in 2020, making it one of the top five cosmetic surgical procedures.

The average cost of a tummy tuck is somewhere around $3,000 to $12,000, but this can vary widely depending on geographical location, the individual surgeon’s experience, and the specific details of the procedure.

It’s important to note that this figure doesn’t include associated costs such as anesthesia, operating room facilities, or other related expenses.

Despite the cost, many people opt for a tummy tuck due to its transformative effects. This procedure can significantly enhance a person’s body contour and boost self-confidence.

It’s particularly popular among women post-pregnancy or individuals who have experienced significant weight loss and are left with loose, sagging skin.

Is Tummy Tuck Covered by Insurance?

Tummy tuck procedures are generally not covered by insurance. This is primarily because insurance companies view tummy tucks as elective surgeries that are not medically necessary.

However, there may be exceptions in some cases. For instance, an umbilical hernia repair, which might be done in conjunction with a tummy tuck, can be deemed medically necessary and therefore, might be covered by insurance.

Also, some parts of a mommy makeover, such as a tummy tuck or breast reduction, may be eligible for insurance coverage under specific circumstances.

But it’s important to remember, these are exceptions and not the rule. In the vast majority of cases, cosmetic and elective procedures like tummy tucks are excluded from health insurance policies.

Always check with your insurance company for accurate, up-to-date coverage information.

Does Medicaid Cover Tummy Tucks?

Medicaid generally does not cover tummy tuck procedures. Tummy tucks fall under the category of cosmetic surgery, which is typically not covered by Medicaid. This is because they are not viewed as medically necessary procedures.

However, there might be exceptions in certain situations. For instance, a procedure called abdominal panniculectomy, which could be performed along with a tummy tuck, may be covered if there is medical documentation proving that it is necessary.

Besides it, if you’re experiencing severe back pain due to excess skin pulling on your spine or if there’s an issue like incontinence that can be resolved through a tummy tuck, Medicaid might consider it medically necessary and cover the procedure.

But remember, these are just exceptions. In most instances, Medicaid will not cover the cost of a tummy tuck. So, for accurate information, it’s always a good idea to check with your Medicaid provider or doctors who accept Medicaid for tummy tucks.

So, if you are willing to get tummy tuck surgery for free then below are some ways that may help you out.

How to Get a Tummy Tuck for Free: 9 Ways

Free Tummy Tuck

While the idea of getting a tummy tuck for free might seem too good to be true, there are indeed some circumstances where this could be possible.

However, it’s crucial to note that these opportunities are not widespread and typically involve specific conditions or qualifications.

So, below are some options that may help you to get Tummy Tuck for free or at discounted rates and are worth exploring:

1) Free Tummy Tuck Paid by Insurance

One possibility is through health insurance. Some insurance providers might cover a portion or even the full cost of a tummy tuck if it’s deemed medically necessary.

For instance, if you’re experiencing chronic pain or severe skin infections due to excess skin, your doctor could make a case for the procedure’s medical necessity.

Still, it’s important to check with your insurance company about their specific policies and requirements as not all providers cover tummy tuck.

2) Clinical Trials

Clinical trials are research studies that explore whether a medical strategy, treatment, or device is safe and effective for humans. These studies may also show which medical approaches work best for certain illnesses or groups of people.

How does this connect to getting a free tummy tuck? Well, some clinical trials are specifically designed to study the effects of certain cosmetic procedures, including tummy tucks. If you participate in one of these trials, you might be able to have the procedure done at no cost to you.

However, participating in a clinical trial comes with its own set of risks and benefits. On one hand, you’re contributing to medical research that can help others in the future. Plus, you could get a free tummy tuck. On the flip side, there could be unknown side effects or risks involved.

Before diving in, it’s super important to do your homework. Research the trial thoroughly, understand what’s expected of you, and talk to your doctor. Make sure you know the ins and outs before making a decision.

3) Non Profit Organizations

Non-profit organizations don’t typically cover cosmetic surgeries, there are some that provide assistance for procedures deemed medically necessary or reconstructive.

There are charities out there that support individuals by performing plastic surgery free of charge or at reduced costs. These are often based on financial need and medical necessity, so not everyone will qualify. It’s also worth noting that these organizations usually focus on reconstructive surgeries, rather than purely cosmetic ones.

For instance, there are organizations like the Clinic for Plastic Surgery that have philanthropic initiatives. They give back to the community by offering certain procedures for those who might not otherwise afford them.

So, while getting a free tummy tuck through a non-profit organization isn’t a sure bet, there are resources available that could potentially help.

Always do your research and explore all your options. Keep in mind that every organization has its own criteria, so be sure to check their guidelines before applying.

4) Medical Credit Cards

Medical credit cards can be a real game-changer when it comes to managing the cost of a tummy tuck. They’re like your everyday credit cards but with a twist — they’re designed solely for healthcare expenses.

Companies like CareCredit offer these cards. Here’s how it works: You use the card to pay for your procedure, then you make monthly payments to pay off the balance. It’s like breaking up the cost of your surgery into smaller, more manageable pieces.

Some of these cards come with promotional interest rates or even interest-free periods. That means if you pay off the balance within a certain timeframe, you won’t be charged any interest. It’s like getting a free loan!

However, it’s always important to read the fine print. If you don’t pay off the balance within the promotional period, you could be hit with hefty interest charges. So, make sure you understand the terms and conditions before you sign up.

All in all, medical credit cards can be a great tool to help you afford a tummy tuck without putting a huge strain on your finances.

5) Payment Plans Offered by Your Surgeon

Another effective method to afford a tummy tuck is through payment plans offered directly by your surgeon’s office. These plans are often customized and flexible to accommodate your financial situation.

In this scenario, the total cost of the surgery is broken down into smaller, more manageable monthly payments. This allows you to spread the cost of the procedure over a set period of time, rather than having to pay a large sum upfront.

Most clinics understand that cosmetic procedures like a tummy tuck can be a significant financial investment. Therefore, they offer these plans to ensure their services are more attainable and less of a financial burden for patients.

Always discuss this possibility with your surgeon’s office; they can walk you through the specifics of their payment plans, including interest rates, payment schedules and terms, and any potential penalties for missed or late payments.

Understanding the terms and adhering to these plans is crucial to avoid any unforeseen charges or interest. This way, getting a tummy tuck can be financially feasible without causing unnecessary stress on your budget.

6) Healthcare Grants

There are several healthcare grants available that might help you cover the cost of a tummy tuck surgery.

  1. The Dr. Harold Gillies Cosmetic Surgery Grants Program: This program offers financial assistance for cosmetic procedures, potentially reducing the overall cost of your surgery.
  2. PSF Aesthetic Plastic Surgery Research Grant: While this grant is primarily for supporting research in aesthetic/cosmetic plastic surgery, it may provide opportunities for individuals participating in related studies.
  3. The Cosmetic Surgery Foundation: This foundation is another potential source of grants for cosmetic surgery.
  4. The American Society of Plastic Surgeons: They offer various resources and funding opportunities, which could include grants for surgeries.
  5. The National Coalition Against Domestic Violence: This organization provides support for survivors of domestic violence, which can sometimes include funding for reconstructive surgery if it’s needed as a result of abuse.
  6. The Plastic Surgery Foundation (PSF): The PSF is known to provide grants for different types of surgeries, including skin removal, which can be part of a tummy tuck procedure.
  7. Weight Loss Surgery Foundation of America (WLSFA): While primarily focused on weight loss surgeries, they may also provide assistance for related procedures, like tummy tucks.

Note that these grants often require an application process, and the eligibility criteria can vary. Some might require a recommendation or examination by a board-certified plastic surgeon.

It’s also important to remember that while these grants can help reduce costs, they may not cover the full price of the surgery.

Therefore, do your research, apply where you fit, and keep your fingers crossed!

7) Crowdfunding Platforms

Crowdfunding can be a fantastic way to gather financial assistance for a tummy tuck surgery.

Below are some platforms that you may utilize:

  1. GoFundMe: This platform is one of the most popular crowdfunding websites and people have used it to raise funds for various types of surgeries, including cosmetic ones like a tummy tuck. It’s easy to use, and you can share your fundraiser with friends, family, and social networks to reach your goal.
  2. HerBodyBank: A unique platform specifically designed for women seeking funds for cosmetic surgeries. Women can upload their pictures and put them up for sale to raise money.
  3. Cofund Health: While this platform is primarily focused on weight loss surgeries, it can also be used to crowdfund for related procedures like a tummy tuck.

Remember, crowdfunding involves sharing your story and why you need the procedure, which can sometimes mean sharing personal or sensitive information. Always ensure you’re comfortable with what you’re sharing and aware of the platform’s terms and conditions.

8) Medical Colleges and Universities

Medical Colleges and Universities can be a great avenue for those looking to get a tummy tuck surgery at a more affordable price. Here’s how:

  1. Resident Clinics: Many medical schools offer resident clinics where students or trainee surgeons in their final years of residency perform surgeries under the supervision of experienced doctors. For example, both UNC in Chapel Hill and Duke in Durham have such programs. UT Southwestern Medical Center also has a Plastic Surgery Resident Cosmetic Clinic. These clinics often offer services at a reduced cost compared to private practices.
  2. Pro Bono Programs: Some universities may have pro bono programs that offer free or discounted surgeries for those who qualify. For instance, the Femininity Foundation offers free procedures in certain cases.
  3. Discounted Services: Certain institutions like the Yale School of Medicine offer discounted prices on a wide range of cosmetic procedures through their Senior Resident Cosmetic Clinic.
  4. Promotions and Packages: Some universities may offer special promotions or packages for cosmetic surgeries. For example, Penn Medicine has year-round cosmetic surgery packages.

Remember, while these options can make surgery more affordable, it’s crucial to ensure that you’re comfortable with the surgeon and fully understand the procedure, risks, and recovery process.

9) Free Tummy Tuck Skin Donation

This is a procedure where you can donate the excess skin from your tummy tuck surgery. Usually, this skin would just be discarded. But in some cases, it can be used for medical purposes, like helping burn victims or people needing reconstructive surgery.

Sometimes, the cost of your tummy tuck can be reduced or even covered entirely if you opt to donate the skin. This is why it’s often referred to as a “free” tummy tuck.

However, it’s important to remember that not all clinics offer this option, and there are often specific criteria you need to meet to be eligible.

So if you’re thinking about a tummy tuck and you’re open to donating the excess skin, it’s definitely worth discussing with your surgeon about it. Who knows, you might be able to help someone in need and save some money at the same time!

FAQs Related to Free Tummy Tuck

Can I Get a Tummy Tuck for Free?

While it’s rare, there might be opportunities to get a tummy tuck at a low cost or even free. Some plastic surgery practices may offer discounted services or special promotions. It’s essential to research thoroughly and consult with a medical professional.

What Makes a Tummy Tuck Medically Necessary?

A tummy tuck is considered medically necessary in certain circumstances where excess skin or fat in the abdominal area results in health complications. This could include recurrent abdominal separation (diastasis recti), rashes or infections in the folds of excess skin, severe back pain due to the weight of excess skin, or significant psychological distress.

Is Tummy Tuck Ever Covered by Insurance Providers?

Most insurance providers usually do not cover the cost of a tummy tuck since it is considered purely cosmetic. However, Medicare and Medicaid may contribute to the expenses if you can provide adequate documentation proving the medical necessity of the surgery.

Does Federal Blue Cross Blue Shield Cover Tummy Tuck?

Federal Blue Cross Blue Shield, typically considers a tummy tuck to be a cosmetic procedure and therefore does not cover it. However, if you can demonstrate that the surgery is medically necessary – for example, due to recurrent abdominal separation, or severe back pain caused by excess skin – there might be exceptions. Always consult with your insurance provider to understand your specific coverage and options.


To sum up, while getting free tummy tuck isn’t common, there are potential avenues to explore. Always ensure to do thorough research and consult with a healthcare professional or insurance provider to understand all your options.


Steven George


Steven, with 17 years of government and NGO experience, was a Federal tax specialist. He's won several awards for his work. Now, he's helping underprivileged people through NGOs.

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