8 Popular Churches that Help with Utility Bills


Churches that Help with Utility Bills can be a lifeline for low income families and individuals facing financial difficulties.

Here, we’ll explore the various ways churches provide assistance, the importance of utility bill aid, and how you can find a church near you that offers support.

We all face difficult times, and occasionally, we might need a little bit of help to get through those rough patches. If you’re struggling to pay your household services bills and searching for assistance, you’ve come to the right place.

As a cornerstone in many communities, churches often extend their support to those in need. One way they do this is by providing financial assistance to families and individuals struggling to pay their basic amenities bills.

These churches may offer aid in the form of direct payments to utility companies, vouchers, or other resources to help community members stay on their feet.

So if you’re looking for assistance to help pay your utility bills, read on to discover the life-changing options that churches have to offer.

What is the Importance of Utility Bill Assistance?

Utility bill assistance is crucial for several reasons. First and foremost, it helps ensure that families and individuals can maintain access to essential services like electricity, heating, and water.

Without these basic necessities, life can become incredibly difficult, especially during extreme weather conditions.

Moreover, falling behind on utility bills can lead to additional financial strain, as late fees and disconnection charges pile up. This can make it even harder for families to catch up on their bills, creating a cycle of debt that’s difficult to break free from.

By providing utility bill assistance, churches play a vital role in preventing this cycle and helping their community members maintain financial stability.

Churches Can Assist with Various Types of Utility Bills

Churches may offer financial help with the below different types of utility bills –

  1. Electricity bill
  2. Natural gas bill
  3. Water and sewage bill
  4. Trash and recycling collection bill
  5. Heating oil bill (for homes using oil heating systems)
  6. Propane bill (for homes using propane for heating or cooking)
  7. Internet bill
  8. Cable or satellite TV bill
  9. Landline telephone bill
  10. Cellular phone bill

List of Churches that Help with Utility Bills

Need help paying bills ASAP? No worries, here are some churches that may help you to cover the cost of essential utility bill expenses –


1) Catholic Charities

Catholic Charities is renowned for its compassionate outreach and commitment to helping those in need, including providing assistance with utility bills.

Through their extensive network of local branches, Catholic Charities offers emergency financial aid to families and individuals struggling to make ends meet.

They collaborate with utility companies to negotiate payment plans or provide one-time financial assistance to cover outstanding utility bills.

2) The Salvation Army

The Salvation Army, a well-respected and established organization, has been at the forefront of providing assistance to those in need for over a century.

With their mission rooted in compassion and service, The Salvation Army offers a wide range of support services, including help with utility bills.

For individuals and families facing financial difficulties, The Salvation Army provides emergency financial aid to cover essential expenses such as utility bills.

Through their local chapters, they work closely with utility companies to either negotiate payment plans or offer one-time financial assistance to prevent service disconnections.

In addition to utility bill assistance, The Salvation Army operates food pantries, homeless shelters, and thrift stores, catering to various needs within the community.

3) St. Vincent de Paul

St. Vincent de Paul, a Catholic organization with a strong presence in numerous communities, is dedicated to serving the poor and disadvantaged.

Their commitment to helping those in need has made them a vital resource for individuals and families struggling to cover their utility bills.

At the heart of St. Vincent de Paul’s assistance programs are their local conferences, which are volunteer groups operating within parishes. These volunteers work together to assess the needs of those seeking help and provide direct aid, such as financial support for utility bills, food, clothing, and housing assistance.

4) United Methodist Church

With over 31,000 congregations across the country, the United Methodist Church is committed to addressing the needs of those experiencing financial hardships, including help with utility bills.

Local churches or community organizations affiliated with the United Methodist Church offer various programs and services that provide help with utility bills. The availability of these programs may differ depending on the community’s needs.

Some common ways that the United Methodist Church provides utility bills assistance include:

  • Direct assistance: This could mean either giving a single payment to assist with a utility bill or regularly helping a family with their monthly utility payments.
  • Energy efficiency assistance: This may involve providing weatherization services to help a home become more energy-efficient, or it may involve providing financial assistance to help a family purchase energy-efficient appliances.
  • Repayment assistance: This could entail assisting a family in arranging a payment plan to settle an overdue utility bill or offering monetary aid to help cover the deposit for a new utility account.

5) Lutheran Social Services

Lutheran Social Services (LSS), a faith-based organization with deep roots in community service, is dedicated to addressing the needs of individuals and families facing financial challenges.

With a national presence and local affiliates across numerous states, LSS offers a wide range of support services, including assistance with utility bills.

One way LSS helps those in need is through their Energy Assistance Program, available at some of their local branches. This program provides financial support to low-income households struggling to pay for heating and cooling expenses.

By offering timely help, LSS aims to prevent service disconnections and alleviate the financial burden on these families.

6) Jewish Family Services

Jewish Family Services (JFS) is committed to providing assistance for individuals and families facing financial challenges, including help with utility bills.

To access their support, JFS has implemented an online application process that allows those in need to request financial assistance.

The online application for financial assistance is open every Monday from 9:00 a.m. to 5:00 p.m. To apply, individuals must visit the Jewish Family Services website during these hours and complete the online request form.

It’s important to note that JFS does not accept phone requests for financial assistance.

JFS provides funding for short-term needs, with the expectation that households will be able to pay rent and other bills without assistance going forward.

While they strive to help as many people as possible, it’s important to understand that they may not be able to provide assistance to everyone who applies. The process typically takes about 10 days.

For those who are unable to receive assistance from JFS or need additional resources and options, they recommend contacting King County 2-1-1 for further support.

7) Love Inc

Love INC, a faith-based organization, offers utility bill assistance through a network of local churches and organizations.

To be eligible for utility bill assistance from Love INC, applicants must meet the following criteria:

  1. Reside within the Love INC service area
  2. Experience financial hardship
  3. Provide proof of income and expenses

Once approved, Love INC collaborates with your utility company to pay your bill. The amount of assistance you receive depends on your need and the availability of funds.

To receive help with utility bills from Love INC, follow these steps:

  1. Contact Love INC through their website or hotline to determine if they offer utility bill assistance in your area.
  2. Complete an application, providing proof of income and expenses.
  3. Participate in an interview with a Love INC representative.
  4. If approved, Love INC will work with your utility company to pay your bill.

The application process typically takes a few weeks. When applying, be prepared to provide documents such as proof of income, proof of expenses, and identification.

If you cannot provide all required documentation, Love INC may still be able to help by finding alternative ways to verify your need for assistance.

8) The Assistance Center of Towson Churches (ACTC)

The Assistance Center of Towson Churches (ACTC) provides utility bill assistance as part of their emergency financial help services. They offer monetary aid for heating and electric bills for individuals who are facing service cut-off.

However, this financial assistance is only available for people living in their eligible service area.

To apply for help with heating or electric bills, individuals are required to visit the official website. It’s important to note that applications are only accepted during certain times of each month.

Besides utility bill assistance, ACTC also provides other forms of emergency financial help. It includes money rent/mortgage assistance for those facing eviction, gas vouchers or MTA tokens/passes for transportation to doctor’s appointments or for job hunting, and help with paying for prescription medications.

How Churches Provide Assistance for Utility Payments?

There are several ways that churches may help you cover payments for essential utilities –

Direct Financial Assistance: Some churches may provide monetary aid to help cover the cost of your utility bill payments. This assistance often comes in the form of a one-time payment made directly to the utility company on your behalf.

Vouchers or Gift Cards: In some cases, churches may offer vouchers or gift cards that can be used to pay a portion of your utility bills. This can be an excellent option for those who need just a little bit of help to make ends meet.

Referrals to Other Resources: Churches have strong connections within their communities, and they may be able to connect you with other local organizations that can provide further assistance with your utility bills.

How to Find Churches Offering Emergency Help With Utility Bills Near Me

If you’re looking for local churches that help with utility bills in Memphis (TN), Dayton Ohio, Springfield (MO), Danville (VA), Tampa, and other parts of the country; here are some steps you can take:

  1. Start with your local church: If you’re already a member of a church, reach out to your pastor or church leader to inquire about any available assistance programs. They may be able to direct you to resources within your church or refer you to another church that offers help.
  2. Contact local churches in your area: Even if you don’t have a specific church affiliation, you can still reach out to local churches in your community. Many churches are more than willing to help those in need, regardless of their religious beliefs.
  3. Search online: Use search engines like Google to find churches near you that offer utility bill assistance. You can also check websites like NeedyHelpig and 211.org for listings of churches and other organizations that provide financial aid.
  4. Check your utility company’s website: Many utility companies have information on their websites about local organizations and churches that offer assistance with utility bills.

FAQs about Churches and Utility Bill Assistance

Do I Need to be a Member of a Church to Receive Utility Bill Assistance?

While some churches may prioritize assistance for their members, many churches are willing to help anyone in need, regardless of their religious beliefs or affiliation. Don’t hesitate to reach out to local churches for help, even if you’re not a member.

What is Income Requirements to Receive Emergency Utility Bill Assistance from Churches?

Each church may have its own guidelines for determining eligibility for assistance. Some may require proof of financial need, such as a recent pay stub or an unemployment notice, while others may offer help on a case-by-case basis.

How Often Can I Receive Utility Bill Assistance from a Church?

This will vary depending on the church and their available resources. Some churches may provide one-time assistance, while others may offer ongoing support. It’s essential to communicate your needs clearly and ask about any limitations on the assistance provided.

How Can I Get Help with My Electric Bill?

To get help with your electric bill from churches, contact your local church or nearby churches for available assistance programs. Alternatively, search online for churches offering financial aid for utilities in your area.


Churches play a vital role in supporting their communities, and one way they do this is by providing utility bill assistance to those in need. If you’re struggling to pay your utility bills, don’t hesitate to reach out to local churches for help.

Remember that asking for help is not a sign of weakness, but rather a demonstration of courage and resourcefulness. By seeking assistance, you’re taking the first step toward regaining control over your financial situation and ensuring a brighter future for yourself and your family.

If you’ve benefited from utility bill assistance from a church or know someone who has, consider sharing your story with others. Your experience could inspire and encourage others to seek help when they need it most.

And if you’re in a position to give back, consider volunteering or donating to your local church or another organization that provides utility bill assistance.

If you found this guide helpful, please share it with friends, family, and anyone else who may benefit from this information. Let’s work together to ensure that everyone has access to the resources they need to overcome financial hardships and maintain their essential services.


Steven George


Steven, with 17 years of government and NGO experience, was a Federal tax specialist. He's won several awards for his work. Now, he's helping underprivileged people through NGOs.

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